Budget Template for Google Sheets | Household Expense Tracker, Bill & Savings Goal Planner

A complete household budget template for Google Sheets and Excel. The dashboard totals your income, expenses, money kept and keep rate the moment you type. Log spending in the expense tracker, set a monthly cap per category and see variance, percentage used and automatic over-budget alerts. A bill payment tracker shows what is due and when, and savings goals show progress, months remaining and the monthly contribution you need to stay on track. Seven sheets: Start Here, Dashboard, Transactions, Budget Planner, Bills Calendar, Savings Goals and Settings. No app, no subscription, no login — copy it to your Google Drive, or download the Excel version and never sign in at all.

• Automatic budget dashboard — income, expenses, money kept and keep rate update as you type
• Expense tracker spreadsheet — pre-filled sample transaction log with category dropdowns, grows as you add rows
• Budget vs actual by category — set a monthly cap, get variance, % used and over-budget alerts
• Bill payment tracker — next due date, days until, and due now / due soon status
• Savings goal tracker — target, saved, months left, required monthly contribution, on-track verdict
• Works in Google Sheets and Excel — no app, no subscription, no login
• Lifetime updates — every future version at the same link, free